Scams are all too common, and they can be devastating. Scams can be tricky to spot, particularly if they catch you unawares. Here are a few scam prevention tips to help you and your loved ones avoid common attempts.
Verify Information
If you get a phone call and aren’t sure if the company or person you’re talking to is legitimate, hang up and do some research. Check the company website for a verified number and contact them directly if you believe the call was legitimate.
Never provide any personal or financial information over the phone or internet without verifying that the request is legitimate. If someone unexpectedly calls claiming to be from your bank, hang up and call the number on the back of your bank card.
Watch Out for Huge Returns
Has someone offered you an appealing investment opportunity that “guarantees” huge returns? Do your research before sending any money. Look at trustworthy resources online to learn more about the business. Be extra cautious if the investment requires you to invest with cryptocurrency. Don’t send money to someone you haven’t met.
Don’t Pay with Gift Cards
Is someone asking you for gift card details to pay your utility bills? Don’t share gift card information with anyone you don’t know. Utility companies, banks, and government agencies will never request payment in the form of a gift card.
Urgency is a Red Flag
Scammers often apply pressure by telling you that your account is compromised, claiming they’ll cut off services, or even threatening legal action. A common text message scam claims that you’re receiving a second notice for an unpaid toll. Don’t respond to urgency. Instead, tell a trusted friend or family member about the situation before making any financial decisions. If you’re concerned about any potential legal issues, contact an experienced attorney for assistance.
If you or a loved one has been injured, contact the Schuerman Law office today. Schuerman Law has been working with personal injury claims for over 40 years. John Schuerman will compassionately advocate for injured individuals as well as their families while fighting for full compensation of their claims. Schuerman Law offers evening and weekend appointments in addition to home and hospital visits. Schedule a free consultation today by calling 1-800-274-0045.
