Worker’s compensation laws protect and compensate employees who are injured while working. In Indiana, the Indiana Worker’s Compensation Board oversees these laws.
Worker’s compensation is paid for by employers and provides medical, rehabilitation, and income benefits to injured worked. The benefits are provided to help you return to work. If you die because of a work-related injury, worker’s compensation will provide benefits to your dependents. This coverage begins with your first day of work.
Know Your Rights
If you’re injured at work, it’s important to understand your rights. Your employer might not adequately understand their responsibilities under the law or may treat you unfairly. Insurance companies aren’t required to explain how to maximize the benefits the worker’s compensation system provides for you. Working with an experienced attorney can help you navigate the system and understand what resources are available.
If you’re injured at work, you have the right to file a claim, see a medical professional, and seek treatment. You also have the right to lost wages (including temporary total disability and temporary partial disability) and permanent partial impairment compensation if you qualify. In some situations, you have the right to return to work.
Steps to Take if You’re Injured at Work
You should report any accident that occurs at work to your employer right away. Waiting more than 30 days may result in your claim being denied. It’s also important to report immediately so that unsafe conditions can be identified to help others stay safe at work.
Seek medical attention for the injury as soon as possible. Document all medical appointments, days that you miss work due to your work injury, travel, and out-of-pocket costs.
If you’re not able to go back to work for more than seven days after the injury you can receive weekly income benefits at the rate of two-thirds of your average weekly wage for the past 52 weeks.
If you’re thinking about disputing your claim or feel like your rights are not being upheld, consult an experienced attorney to discuss your options.
If you or a loved one has been injured, contact the Schuerman Law office today. Schuerman Law has been working with personal injury claims for over 40 years. John Schuerman will compassionately advocate for injured individuals as well as their families while fighting for full compensation of their claims. Schuerman Law offers evening and weekend appointments in addition to home and hospital visits. Schedule a free consultation today by calling 1-800-274-0045.
